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Suggestions of cards that are designed and maintained for folks with an imperfect credit history. Many cards that let these with no credit to apply and effectively be granted a credit card in order to begin building up and improving their credit card history.

The 1st card supplied is the Orchard Bank Gold MasterCard. This card comes with all the privileges and rewards of a typical gold card and reports to all three credit bureaus month-to-month. This monthly reporting can help boost your credit score. The annual fee is $79 and the late fee is $35. The card gives a 25 days grace period and an overlimit fee of $30. Thee APR is on the high end at 14.9%.

The subsequent card on supply is the Initial Premier Bank Gold MasterCard. This card provides instant notification of approval and 24 hour access to their premiere high quality client service. There is a low APR on purchases, a 25 day grace period, a $25 late fee and a $25 overlimit fee. As with the Orchard Bank Gold MasterCard, a consumer needn't be concerned about his or her credit history in order to be viewed as for this card.

Another card advised by Credit.com is the Centennial MasterCard. This card gives a low APR on purchased and top quality customer service. It also has a 25 day grace period, a $25 late fee and a $25 overlimit fee. The site also recommends the Total Visa Card. This card delivers an instant online selection as to acceptance and month-to-month reporting to all the significant credit bureaus. You can access your account online for totally free 24 hours a day, 7 days a week. The annual fee is $48, the grace period is 25 days, the late fee is $29 dollars and the overlimit fee is $25.

The final two cards are the First Premier Bank MasterCard and the New Millennium Bank Secured Platinum Visa or MasterCard. The Very first Premier Bank MasterCard reports to all the main bureaus, has a low APR on purchases, a 25 day grace period, $25 late fee and $25 overlimit' fee. The New Millennium Bank Secured Platinum Visa or MasterCard does not need a credit examine, will approve you regardless of your credit background and has credit limits up to $10,000. The annual fee is $59, the late fee $20 and the overlimit fee $25. Nonetheless, the APR is an astounding 19.50% so if any of the other cards are accessible to you, it could behoove you to seek them out ahead of you apply for The New Millennium Bank Secured Platinum Visa or MasterCard. jump button